CERTIFIED E-3 AUSTRALIAN FY 2025

Senior Underwriter, E&O

ACE American Insurance Company · Houston, Texas

Case #I-203-25042-684703

In FY2025, ACE American Insurance Company sought E-3 AUSTRALIAN sponsorship for a Senior Underwriter, E&O in Houston, Texas at $120k per year, which is 50% above the prevailing wage of $80k. The case was certified in 8 days during the FY FY2025 cycle. This position is for new employment.

$120k
Annual Salary
$80k
Prevailing Wage
+50.2%
Wage Premium
1
Positions

Filing Details

Case NumberI-203-25042-684703
Case StatusCertified
Visa ClassE-3 AUSTRALIAN
Fiscal YearFY 2025
EmployerACE American Insurance Company
Employer LocationPhiladelphia, Pennsylvania
Job TitleSenior Underwriter, E&O
SOC Code13-205300 – Insurance Underwriters
WorksiteHouston, Texas
Annual Wage$120k
Prevailing Wage$80k
Wage Premium+50.2%
Positions1 (1 new, 0 continued)

Timeline

Feb 11, 2025
Received
Feb 19, 2025
Decision
Mar 10, 2025
Employment Start
Mar 9, 2027
Employment End

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About This H-1B Filing

This Labor Condition Application (LCA) was filed by ACE American Insurance Company for the position of Senior Underwriter, E&O in Houston, Texas. The offered annual salary is $120k, compared to the prevailing wage of $80k for this occupation and location. This represents a wage premium of +50.2% above the prevailing wage.

The LCA is the first step in the H-1B visa process. Employers must file an LCA with the Department of Labor certifying that they will pay the foreign worker at least the prevailing wage for the occupation in the area of intended employment. A certified LCA is required before the employer can file an H-1B petition with USCIS.

Case status: Certified. This means the Department of Labor has certified that the employer meets the wage and working condition requirements.

Understanding This LCA Filing

A Labor Condition Application (LCA) is a mandatory document that U.S. employers must file with the U.S. Department of Labor (DOL) before they can petition for a foreign worker under the H-1B, H-1B1, or E-3 visa categories. The LCA process was established under the Immigration and Nationality Act (INA) to protect both foreign and domestic workers by ensuring fair wages and working conditions.

Why Employers File LCAs

When a U.S. company identifies a foreign national to fill a specialty occupation position, they must first obtain DOL certification through the LCA process before filing the H-1B petition (Form I-129) with U.S. Citizenship and Immigration Services (USCIS). In this case, ACE American Insurance Company filed LCA case number I-203-25042-684703 to sponsor a Senior Underwriter, E&O position at their worksite in Houston, Texas. By filing this LCA, the employer attests to four key conditions: (1) paying the higher of the actual wage or prevailing wage, (2) providing working conditions that will not adversely affect other similarly employed workers, (3) no strike or lockout at the worksite, and (4) providing notice of the filing to the bargaining representative or posting notice at the worksite.

What Wage Levels Mean

The DOL establishes four wage levels for each occupation and geographic area, representing the progression from entry-level to fully competent workers:

For this filing, the offered wage of $120k compares to the DOL prevailing wage of $80k for Insurance Underwriters positions in the Houston, Texas area. The positive wage premium of +50.2% indicates the employer is offering above the DOL-determined average for this occupation and location.

What is Prevailing Wage?

The prevailing wage is the average wage paid to similarly employed workers in a specific occupation in the area of intended employment. The DOL determines prevailing wages using data from the Occupational Employment and Wage Statistics (OEWS) survey conducted by the Bureau of Labor Statistics (BLS). Employers must pay H-1B workers the higher of the prevailing wage or the actual wage paid to other employees in similar positions at the company. This requirement is designed to prevent employers from using H-1B workers to undercut domestic wages.

How to Interpret This Data

What Certified Means for This Application

A "Certified" status means the DOL has reviewed ACE American Insurance Company's attestations and determined that the LCA meets all regulatory requirements. The employer has demonstrated that the offered wage of $120k meets or exceeds the prevailing wage for Senior Underwriter, E&O positions in the Houston, Texas area. It is important to understand that LCA certification does not guarantee H-1B visa approval. The next step is for the employer to file Form I-129 with USCIS, which evaluates whether the position qualifies as a specialty occupation and whether the beneficiary has the required qualifications.

Processing Time

This LCA was received by the DOL on Feb 11, 2025 and a decision was rendered on Feb 19, 2025, a processing time of approximately 8 business days. The standard DOL processing time for LCA applications is 7 to 10 business days. This application was processed within the standard timeframe.

Comparing to Industry Standards

The offered salary of $120k for this Senior Underwriter, E&O position provides a data point for evaluating compensation trends in E-3 AUSTRALIAN visa sponsorship. When reviewing H-1B salary data, consider that wages vary significantly based on geographic location, employer size, industry sector, and the worker's experience level. This position falls under SOC code 13-205300 (Insurance Underwriters), which standardizes how the Bureau of Labor Statistics classifies occupations across industries. Metropolitan areas like New York, San Francisco, and Seattle typically command higher salaries due to higher costs of living, while positions in smaller markets may offer lower nominal wages but comparable purchasing power.

Frequently Asked Questions

What is the salary for this Senior Underwriter, E&O position?

The offered annual salary for this Senior Underwriter, E&O position at ACE American Insurance Company is $120k. The Department of Labor prevailing wage for this occupation and location is $80k. The offered wage represents a +50.2% premium over the prevailing wage.

Where is this Senior Underwriter, E&O job located?

This E-3 AUSTRALIAN filing is for a position located in Houston, Texas. The employing company, ACE American Insurance Company, is headquartered in Philadelphia, Pennsylvania.

What visa type is this filing for?

This Labor Condition Application is filed under the E-3 AUSTRALIAN visa classification. This visa classification allows employers to hire foreign workers for specialty occupation positions in the United States.

Who is the employer for this H-1B filing?

The employer for this filing is ACE American Insurance Company, located in Philadelphia, Pennsylvania. ACE American Insurance Company filed this Labor Condition Application (case number I-203-25042-684703) for a Senior Underwriter, E&O position during fiscal year FY 2025. View all ACE American Insurance Company H-1B filings.

What does LCA “Certified” mean?

Certified means the U.S. Department of Labor has approved this Labor Condition Application, confirming that ACE American Insurance Company has attested to meeting all wage and working condition requirements. A certified LCA does not guarantee H-1B visa approval — the employer must still file a separate petition (Form I-129) with USCIS.

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